Course Objectives

This course provides mortgage professionals operating in the District of Columbia with a comprehensive overview of the DC Department of Insurance, Securities, and Banking (DISB), including requirements for notifications of significant events, prohibited acts, disclosures, and advertising. Participants will also explore the District of Columbia Home Loan Protection Act (HPA) and how it compares to federal law.

By the end of this course, participants will be able to:

• Describe the structure and authority of the DC Department of Insurance, Securities, and Banking and its role in regulating mortgage professionals.
• Identify required conduct, disclosure obligations, and advertising standards applicable to mortgage originators in the District of Columbia.
• Recognize prohibited acts under DC law and explain the enforcement actions available to the DISB when violations occur.
• Apply the requirements of the DC Home Loan Protection Act and distinguish its provisions from comparable federal law.

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