Course Objectives

This course is designed to help Minnesota mortgage loan originators meet the Minnesota Department of Commerce (MN-DOC) state-specific continuing education requirement while strengthening their ability to operate confidently and compliantly in today's mortgage environment. Participants will review the core elements of Minnesota mortgage law — including licensing requirements, lending authority, broker duties, permitted fees, advertising standards, and enforcement actions — with a focus on how Minnesota's regulatory expectations apply in real-world origination and servicing scenarios.

By the end of this course, participants will be able to:

• Explain Minnesota's licensing requirements and lending authority standards and describe the duties and responsibilities of mortgage brokers under Minnesota law.
• Identify permitted fees and apply Minnesota's advertising standards to marketing and communication practices used in day-to-day origination activities.
• Recognize conduct that triggers regulatory scrutiny and describe the enforcement actions available to the Minnesota Department of Commerce when violations occur.
• Apply Minnesota's compliance expectations to real-world mortgage origination and servicing scenarios in a manner that reduces regulatory risk and supports ethical professional practice.