What happens if I miss the CE deadline?
What is Late CE for MLOs?
Late CE refers to continuing education taken after the official annual deadline has passed. It is designed for Mortgage Loan Originators who did not complete their required CE on time and need to make up those hours to maintain or reinstate their license.
Can I still renew my MLO license if I missed the CE deadline?
In most cases, yes. While your license may become inactive or expired, completing approved Late CE courses allows you to satisfy outstanding requirements and move toward reinstatement, depending on your state’s rules.
Is Late CE different from regular CE?
The course content is similar, but Late CE is categorized and reported differently to reflect that it was completed after the deadline. Late CE must be state-approved and properly reported to count toward compliance.
How long does it take to complete Late CE?
The timeline depends on how many hours you need and how quickly you complete the coursework. MaxClass Late CE courses are available online and designed for efficient completion without sacrificing quality.
Are MaxClass Late CE courses state-approved?
Yes. MaxClass offers state-approved Late CE courses that meet regulatory requirements and support accurate reporting for Mortgage Loan Originators.
Will my Late CE credits be reported?
Yes. Once you complete your Late CE coursework, your credits are reported according to state and NMLS guidelines to ensure your education is properly documented.
What happens if I wait too long to complete Late CE?
Delaying Late CE can result in longer license inactivity, additional fees, and more time away from originating loans. Completing your Late CE as soon as possible helps minimize these risks.
Where can I enroll in Late CE courses?
You can enroll in MaxClass Late CE courses online at
https://www.maxclass.com/education/late-ce