From misunderstood comp agreements and surprise clawbacks to regulatory audits and red flags in new LO contracts, LaDonna and Jeana cut through the noise with straight talk, real-world examples, and actionable steps you can take today to protect your income and stay compliant.

In this session, you'll learn:

• The #1 reason LOs lose money when changing companies — and how to protect yourself before you leave
• When clawbacks are actually legal under TRID, Dodd-Frank, and Reg Z — and when they're not
• How to spot vague or unenforceable language in your comp plan before it comes back to hurt you
• Why comp plans don't have to be complicated — and how simplicity protects everyone
• What regulators look for in an LO comp audit and how to make sure your documentation holds up
• Red flags every new or transitioning LO should watch for before signing anything

Whether you're a loan officer, broker, branch manager, or lender, this conversation gives you the clarity to advocate for yourself, structure fairer agreements, and stay ahead of the compliance curve in a shifting regulatory environment.