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Course Objectives

This course provides Pennsylvania Mortgage Loan Originators with an applied understanding of Pennsylvania’s borrower protection environment, including the role of Act 6 (Loan Interest and Protection Law), and the origination risks most likely to trigger complaints in Pennsylvania’s diverse property landscape. Participants will work through real-world scenarios involving older urban housing stock and rural property characteristics, focusing on communication, documentation, and compliance habits that reduce dispute risk and support borrower trust.

By the end of this course, participants will be able to:

• ‍‍Explain Act 6’s role in Pennsylvania’s borrower protection environment and why it matters to originators.
• Identify common borrower rights misunderstandings that create complaint risk during origination.
• Recognize high-risk property scenarios (urban older homes and rural property characteristics) that frequently cause closing delays and borrower disputes.
• Apply communication and documentation strategies that reduce misrepresentation risk and support compliant, borrower-centered lending decisions.