Welcome to the Fair Lending Compliance Course for Mortgage Loan Originators (MLOs)! This course is here to help you build a real-world understanding of fair lending laws, ethical lending practices, and—most importantly—how you can make sure every borrower gets a fair shot at credit. 
Think about this: as an MLO, you’re often the first and most important point of contact for borrowers. The way you talk to clients, the questions you ask, and even how you explain a loan product can make a huge difference. Every interaction is a chance to build trust and ensure fairness—or, if we’re not careful, to unintentionally create barriers.

This course will help you:

Fair lending isn’t just about following rules—it’s about building trust and doing the right thing for every person who walks through your door. By the end of this course, you’ll have practical tools and a clear sense of purpose to help you make fair, consistent, and compliant lending decisions. That helps your clients, your company, and your own professional reputation. At the end of the day, fair lending isn’t about paperwork—it’s about making sure everyone gets treated with dignity and respect, every single time

The course is broken into 6 sections

1. ‍‍‍Section 1 – Understanding Fair Lending‍‍
2. Section 2 – Equal Credit Opportunity Act (ECOA)‍
3. ‍Section 3 – Fair Lending in Practice‍‍
4. Section 4 – What MLOs can Do‍‍
5. Section 5 – Mortgage Process Areas to Scrutinize for Fair Lending Concerns‍
6. ‍Section 6 – Real World Application of Fair Lending Issues in the Industry