Mortgage loan originators handle highly sensitive consumer information every day including Social Security numbers, income documents, credit reports, and bank statements.
Federal privacy laws require mortgage professionals to protect this information, limit how it is shared, and ensure borrowers understand their privacy rights.
Privacy compliance is not just a legal obligation — it is essential to maintaining borrower trust, preventing identity theft, and protecting your organization from regulatory and reputational risk.
This course provides the foundational privacy rules every loan originator must know, with an optional extended module that explores real-world scenarios and advanced risk areas.‍

Learning Objectives

‍By the end of this course, participants will be able to:

• Define Nonpublic Personal Information (NPI) in the mortgage context
• Identify key federal privacy laws impacting loan originators
• Explain borrower privacy rights and required disclosures
• Apply practical safeguards for handling borrower data
• Recognize common privacy violations and how to prevent them
• Respond appropriately to privacy incidents or data breaches